The fiance opened an interesting letter this morning from Wells Fargo bank. The letter stated that they needed his signature for his business account. The fiance has had an account with them for over 10 years and was utterly confused. We thought maybe they screwed it up with my business account that I opened with them last year seeing that we have the same address. When we checked my statements the account number on the letter didn’t match my account number either. On the letter it said that the account was opened on May 10, 2008 by the banker that we both use. So we call the bank and informed them that this must be a mistake. They said that it was opened with $100 and on May 23, 2008 a telephone transfer was done for $400. We asked if our banker was still there and were informed that he was transfered at the beginning of this month.
The little shit illegally opened a business account in the fiance’s name and was taking out small incruments and putting it into this bogus account. The rep on the phone immediatly apologized, closed the account and transferred all the money back into the fiance’s account. Wells Fargo is now doing an investigation and if found guilty our asshole of a banker will face federal charges.
I check my bank account everyday and notice immediatly when something is off. The fiance tends to do it the old fashion way and waits for the statements to come in the mail. If his money is off he thinks it’s his fault not the banks. I think he’s learned his lesson now. I’ve been telling him for 2 years to check his accounts online but he thinks he knows everything!
You see how easy it is to have your financial life turned upside down? From your bank no less! Things like this drive me crazy and I think we should find that banker and sock him square in the jaw. We are constantly reminded by our banks to keep our pin numbers safe and don’t give anyone your account info. They are so busy reminding us that they don’t even keep tabs on their own people who have unlimited access to our money. Even our “trusted” banks are crooks.
Has this ever happened to you? Ever had your identity stolen?
Till next time…
Filed under: Finances, Health, Love, Relationships, frugal, money
oh shit! that’s nuts!
It’s ridiculous that you can’t even trust the institutions that were founded to keep us “safe” lol. I check my accounts online too and last year after a Vegas trip saw that someone was having a good ole time with my account. So I automatically assume that I must have lost my debit card, but it was still in my wallet. Needless to say it took forever and a day to get the situation straightened out. What I didn’t get is how does a person go into a gas station and get $200 worth of stuff by providing the cashier with an account number?!?! Guess I’ll never know lol
I have not had my identity stole (yet) but I am OCD about checking my accounts. I have one of the better banks out there (USAA) but it is still appalling the stunts they pull!
This is absolutely appalling. I’m going to check through my old statements very carefully now.
I hope the guy questioned is prosecuted.
Identity theft is a huge worry. I’ve had a bill for mobile phones etc that I didn’t order. It makes me wonder how much goes on that we don’t know about.
oh my gosh! this has not happened to me and now i’m going to be extra cautious when cheking over my account! i can’t believe your own banker did this! i hope he truly gets what’s coming to him.
This happened to me with Wells Fargo. It was clearly my fault, though. I had an email come to me from Wells Fargo, stating that they needed the update their records & they asked for my pin number, my card number, my name & my social. It looked very legit, so I gave them my information. Several months later, I noticed that over 1,900 dollars was being tranferred into an unknown account! I didn’t HAVE that much money in my account; $300, maybe…
Long story short: it was a phishing scam & my identity was stolen because of it. Whoever this person was, he/she was trying to purchase plane tickets to Nigeria…? It was such a mess & it took a few months to clean up.
From there, I switched to Wamu. ;/
I feel your pain.
Oh hell no. yeah what a little shit! I sporadically check my bank statement online as well, but it’s not like I have THAT much to really be worried about.
We had our bills taken from our mailbox on time. I put them out Sunday night, and by Wednesday they arleady had a fake ID with my name on it and trying to open a ton of new accounts.
Even worse my Asst at my old job a a box of check taken from hs mailbox and since they knew what they were doing they had split them up and used them all at once.
Took years to fix!
I will only use a locking mialbox now, and I pickup my check AT the bank!
That little shit….Nothing like that has ever happened to me, then again I know there are times in the past that I didn’t pay as close of attention as I should have.
I hope they throw the book at him. lol
Thanks for the info.
How awful. I am sorry that this happened to you. My hubby was the victim of ID theft. Someone purchased a car in his name and defaulted on the loan. This was years ago. It is really an invasion of privacy.